नेपालमा मत्स्य पालनका लागि सिफारिस भएका माछाका जातहरुः

१) कमन कार्प (Cyprinus carpio)                   

२) सिल्भर कार्प (Hypothalmicthys molitrix) 

३) बिग हेड कार्प (Hypothalmicthys nobilis/ Aristichthys nobilis)

 ४) ग्रास कार्प (Ctenopharyngodon idella)

५) रोहु (Labeo rohita)

६) नैनी(Cirhinas mrigala)

७) भाकुर( Catla catla)

८) रेन्बो ट्राउट(Onchorhyncus mykiss)

Source text: (माछा भुरा बारे मापदण्ड २०६१)  

Source image:(krishimala.com)

कृषि बीमाको रियल टाईम सफ्टवयेरको प्रयोग र सफ्टवयेर मार्फत बीमालेख जारी गर्ने प्रकृया

Application of Agriculture Real Time Insurance Software in Nepal

Agriculture contributes 27% of Gross Domestic Product (GDP) playing an inevitable role in Nepalese economy. Livestock commodity of the agriculture sector that accounts for 25.7% of agricultural GDP, also plays an important role in daily human nutrition as well as national economy.  Various risk in agriculture such as diseases, pests and climate hazards, natural calamities and accidents cause serious economic loss to the farming communities in Nepal. These risks in needs to be addressed, where the agriculture insurance acts as an important risk bearing mechanism. The conventional insurance models/systems face numerous challenges such as insurance frauds, delayed claims and high operational costs, and less transparent. Agriculture Insurance Real Time Software is integrated technology that would play an inevitable role in mitigating these risks. Thus, the integrated software will play a significant role in enhancing the efficacy of agriculture and livestock insurance, check and balance the insurance frauds. In addition to this, it helps in tracking subsidy amount, claims, reduce operational cost and make the insurance sector more transparent.

The agriculture and livestock insurance policy can be issued through the link below:

Insurance policy issuance process

Link: alis.nia.gov.np

The farmer registers with his mobile number.

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Then, after generating an OTP, the user logs in with a password and fills in the KYC.

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The farmer requests insurance for the relevant livestock or vegetable farming.

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The company's branch reviews the request and either accepts or rejects it. At the same time, the company designates the relevant technician before accepting the request.

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Thereafter farmer fills the proposal form himself or through an agent.

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The technician will log in and fill in the technical details.

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The company's branch will log in and after reviewing the proposal form and technical form, issue a draft insurance policy and send it to the farmer for approval.

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The farmer will log in and review the draft insurance policy and accept it if the details are correct.

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The company's branch will log in and put the draft insurance policy in pending status.

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Finally, it will pull the data from the system to its system through API and issue the insurance policy and finally push the data to the Alis system.